How to Contribute to your HSA
We like to think we make contributing to your HSA as easy as possible. Take control of your healthcare dollars today and contribute to your account by one of these options:
- Employer Payroll Deductions – If you have a High Deductible Health Plan (HDHP) through your employer, you can contribute pre-tax dollars from your paycheck. Talk with your employer to learn more about enrolling in an HDHP and payroll deduction amounts.
- Contributions Form - Print off and fill out the contributions form then mail it to HSA Central.
- Online Transfers – Contribute to your HSA by making an online transfer when logged into your HSA Central account.
- Transfer Existing Funds – You can rollover or transfer your existing HSA funds to your HSA Central Account. Easily transfer existing funds by completing our transfer form.
Health Savings Account IRS Contribution Limits
The IRS sets limits each year on how much you can contribute to a single plan and family plan. There are no income limits; however, you do need to be enrolled in a High Deductible Health Plan (HDHP) and meet several other requirements to qualify for an HSA.
See the IRS Frequently Asked Questions for more information.
| 2024 Limits | Single Plan | Family Plan |
|---|---|---|
| Maximum Contribution Limit | $4,150 | $8,300 |
| Minimum Deductible | $1,600 | $3,200 |
| Maximum Out-of-Pocket | $8,050 | $16,100 |
| Catch-up Contribution (55+) | $1,000 | $1,000 |
| 2025 Limits | Single Plan | Family Plan |
|---|---|---|
| Maximum Contribution Limit | $4,300 | $8,550 |
| Minimum Deductible | $1,650 | $3,300 |
| Maximum Out-of-Pocket | $8,300 | $16,600 |
| Catch-up Contribution (55+) | $1,000 | $1,000 |